How do I change my Covered California plan?

If you need to change your Covered California plan, you have a few different options. You can either change your plan online, by phone, or in person.

If you want to change your plan online, the first thing you need to do is log into your Covered California account. Once you’re logged in, you’ll see your current plan information on the homepage. To the right of your plan information, you’ll see a button that says “Change Plan.” Click that button and you’ll be taken to a page where you can select a new plan.

If you want to change your plan by phone, you can call Covered California’s customer service number at 1-800-300-8191. A customer service representative will be able to help you pick a new plan and make the switch.

If you’d rather change your plan in person, you can find your nearest Covered California service center by visiting their website and entering your zip code. Once you’re at the service center, a staff member will be able to help you pick a new plan and make the switch.

How to Report a Change | Covered California

If you experience a change in your life that could affect your health coverage, it’s important to report the change to Covered California as soon as possible.

You can report a change online, by mail or by phone.

If you do not report a change, you may:

lose your health coverage

have to pay back money you received in premium subsidies

miss out on getting help paying for your health coverage

Here are some changes you should report:

Loss of other health coverage, such as job-based coverage, Medicaid or Medi-Cal, or other health insurance.

Change in household income.

Change in family size, such as the birth or adoption of a child, or a change in your marital status.

Change in your address.

If you are unsure whether you need to report a change or have questions about reporting a change, you can contact Covered California Customer Service.

Frequently Asked Questions with answer of How do I change my Covered California plan?

What happens if you don’t update Covered California?

If you do not update your information with Covered California, you may not be able to receive financial assistance to help pay for your health insurance premiums, and you may not be able to get the correct amount of premium tax credits.

Do you have to reapply every year for Covered California?

No, you do not have to reapply for Covered California every year.

What happens if my income increases while on Covered California?

If you experience an increase in income while enrolled in Covered California, you may no longer be eligible for subsidies to help pay for your health insurance premiums. You will need to contact Covered California to update your income information and to find out if you are still eligible for subsidies.

Can I change my health insurance plan after enrollment?

You may be able to change your health insurance plan after enrollment if you experience a qualifying life event. Qualifying life events may include changes in your income, family size, or job status. If you experience a qualifying life event, you will likely have a special enrollment period during which you can change your health insurance plan.

Will Covered California affect my taxes?

There is no definite answer, since tax laws are always subject to change. However, at this time, the Affordable Care Act (which established Covered California) does not impact taxes.


If you are looking to change your Covered California plan, you can do so by logging into your account and selecting the “Change Plan” option. From there, you will be able to compare different plan options and make a selection that best suits your needs.

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